:root {
  --ink: #10231e;
  --muted: #5b6d67;
  --deep: #0b1f1a;
  --green: #13a06f;
  --green-dark: #087a53;
  --mint: #dff8ec;
  --cream: #f5f3eb;
  --paper: #ffffff;
  --line: #dce5e1;
  --warning: #8d5b15;
  --orange: #ff8a35;
  --orange-dark: #e56d16;
  --radius: 20px;
  --shadow: 0 18px 48px rgba(12, 38, 29, .12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  opacity: .025;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 140 140' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.8'/%3E%3C/svg%3E");
  z-index: 20;
}

a { color: inherit; }
button, input, select { font: inherit; }
button { cursor: pointer; }
.container { width: min(1160px, calc(100% - 40px)); margin-inline: auto; }
.skip-link { position: fixed; top: 10px; left: 10px; transform: translateY(-150%); padding: 10px 16px; background: white; z-index: 100; }
.skip-link:focus { transform: none; }

.site-header { background: var(--deep); color: white; border-bottom: 1px solid rgba(255,255,255,.11); }
.header-inner { min-height: 80px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: inline-flex; align-items: center; gap: 10px; font-weight: 800; font-size: 21px; text-decoration: none; letter-spacing: -.4px; }
.brand > span > span { color: #46d59e; }
.brand-mark { width: 38px; height: 38px; color: #46d59e; }
.header-contact { display: flex; flex-direction: column; align-items: flex-end; margin-left: auto; }
.contact-note { font-size: 12px; color: rgba(255,255,255,.6); }
.phone { color: white; text-decoration: none; font-weight: 700; font-size: 17px; }

.button { min-height: 52px; display: inline-flex; align-items: center; justify-content: center; border: 0; border-radius: 12px; padding: 0 22px; font-weight: 750; text-decoration: none; transition: transform .2s, background .2s, box-shadow .2s; }
.button:hover { transform: translateY(-1px); }
.button:focus-visible, .text-link:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible { outline: 3px solid rgba(70,213,158,.45); outline-offset: 3px; }
.button-small { min-height: 42px; padding-inline: 16px; font-size: 14px; }
.button-outline { border: 1px solid rgba(255,255,255,.3); color: white; background: transparent; }
.button-outline:hover { background: rgba(255,255,255,.08); }
.button-primary { color: white; background: var(--green); box-shadow: 0 10px 24px rgba(19,160,111,.22); }
.button-primary:hover { background: var(--green-dark); }
.button-callback { color: white; background: var(--orange); box-shadow: 0 10px 24px rgba(255,138,53,.24); }
.button-callback:hover { background: var(--orange-dark); }
.button-light { color: var(--deep); background: white; }
.text-link { display: inline-flex; align-items: center; gap: 8px; color: inherit; font-weight: 750; text-underline-offset: 5px; }

.hero { color: white; background: radial-gradient(circle at 76% 18%, rgba(61,202,150,.18), transparent 28%), var(--deep); padding: 76px 0 86px; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.2fr .8fr; gap: 84px; align-items: center; }
.eyebrow { margin: 0 0 18px; color: #7ce3b8; text-transform: uppercase; letter-spacing: 1.6px; font-size: 12px; font-weight: 800; }
.eyebrow > span { display: inline-block; width: 7px; height: 7px; margin-right: 7px; border-radius: 50%; background: currentColor; box-shadow: 0 0 0 6px rgba(124,227,184,.12); }
.eyebrow-dark { color: var(--green-dark); }
h1, h2, h3, p { margin-top: 0; }
h1 { max-width: 780px; margin-bottom: 22px; font-size: clamp(42px, 5.2vw, 68px); line-height: 1.02; letter-spacing: -2.6px; }
h2 { margin-bottom: 20px; font-size: clamp(32px, 4vw, 49px); line-height: 1.08; letter-spacing: -1.8px; }
h3 { line-height: 1.2; }
.hero-lead { max-width: 700px; margin-bottom: 32px; color: rgba(255,255,255,.74); font-size: 19px; line-height: 1.6; }
.hero-actions { display: flex; align-items: center; gap: 24px; flex-wrap: wrap; }
.hero-actions .button { min-width: 248px; }
.hero-points { display: flex; gap: 22px; flex-wrap: wrap; list-style: none; margin: 36px 0 0; padding: 0; color: rgba(255,255,255,.68); font-size: 13px; }
.hero-points li { display: flex; gap: 7px; align-items: center; }
.hero-points svg { width: 17px; height: 17px; fill: none; stroke: #46d59e; stroke-width: 2.3; }
.hero-card { position: relative; padding: 30px; border: 1px solid rgba(255,255,255,.13); border-radius: 24px; background: rgba(255,255,255,.075); box-shadow: 0 24px 80px rgba(0,0,0,.2); backdrop-filter: blur(12px); }
.hero-card::after { content: ""; position: absolute; width: 180px; height: 180px; right: -70px; top: -70px; border: 1px solid rgba(70,213,158,.22); border-radius: 50%; }
.status-row { display: flex; align-items: center; gap: 10px; color: rgba(255,255,255,.7); font-size: 13px; }
.status-dot { width: 9px; height: 9px; border-radius: 50%; background: #46d59e; box-shadow: 0 0 0 7px rgba(70,213,158,.11); }
.route-visual { position: relative; display: flex; justify-content: space-between; margin: 42px 0; }
.route-line { position: absolute; left: 20px; right: 20px; top: 18px; height: 2px; background: linear-gradient(90deg, #46d59e 0 35%, rgba(255,255,255,.18) 35%); }
.route-step { z-index: 1; text-align: center; color: rgba(255,255,255,.48); }
.route-step span { width: 38px; height: 38px; display: grid; place-items: center; margin: auto; border: 1px solid rgba(255,255,255,.28); border-radius: 50%; background: #19312a; font-weight: 800; }
.route-step p { margin: 8px 0 0; font-size: 12px; }
.route-step.active { color: white; }
.route-step.active span { color: var(--deep); background: #46d59e; border-color: #46d59e; }
.result-preview { padding: 20px; border-radius: 15px; color: var(--deep); background: var(--mint); }
.result-preview span { display: block; margin-bottom: 6px; color: var(--green-dark); font-size: 11px; font-weight: 800; text-transform: uppercase; letter-spacing: 1px; }
.result-preview strong { font-size: 16px; line-height: 1.35; }
.microcopy { margin: 18px 0 0; color: rgba(255,255,255,.46); font-size: 11px; }

.proof-strip { position: relative; z-index: 2; margin-top: -1px; padding: 25px 0; border-bottom: 1px solid var(--line); background: white; }
.proof-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.proof-grid > div { display: flex; flex-direction: column; padding: 5px 26px; border-right: 1px solid var(--line); }
.proof-grid > div:first-child { padding-left: 0; }
.proof-grid > div:last-child { border: 0; }
.proof-grid strong { font-size: 16px; }
.proof-grid span { color: var(--muted); font-size: 12px; }

.section { padding: 104px 0; }
.check-section { padding: 104px 0; background: var(--cream); }
.check-grid { display: grid; grid-template-columns: .75fr 1.25fr; gap: 86px; align-items: start; }
.section-copy { position: sticky; top: 30px; }
.section-copy > p:not(.eyebrow) { max-width: 480px; color: var(--muted); font-size: 18px; }
.privacy-note { display: flex; gap: 13px; margin-top: 36px; color: var(--muted); font-size: 13px; }
.privacy-note svg { flex: 0 0 24px; height: 24px; fill: none; stroke: var(--green-dark); stroke-width: 1.7; }
.lead-form { min-height: 540px; padding: 34px; border: 1px solid rgba(15,53,41,.08); border-radius: var(--radius); background: white; box-shadow: var(--shadow); }
.form-progress { display: flex; align-items: center; gap: 18px; margin-bottom: 34px; }
.progress-label { flex: 0 0 auto; color: var(--muted); font-size: 12px; }
.progress-track { height: 6px; flex: 1; overflow: hidden; border-radius: 99px; background: #e8eeeb; }
.progress-track span { display: block; width: 33.333%; height: 100%; border-radius: inherit; background: var(--green); transition: width .3s ease; }
fieldset { min-width: 0; margin: 0 0 25px; padding: 0; border: 0; }
legend { margin-bottom: 24px; font-size: clamp(24px, 3vw, 32px); font-weight: 800; line-height: 1.2; letter-spacing: -.8px; }
.option-card { display: block; margin-bottom: 10px; }
.option-card input { position: absolute; opacity: 0; pointer-events: none; }
.option-card span { position: relative; display: block; padding: 16px 52px 16px 18px; border: 1px solid var(--line); border-radius: 12px; background: white; cursor: pointer; transition: border-color .2s, background .2s; }
.option-card span::after { content: ""; position: absolute; right: 18px; top: 50%; width: 18px; height: 18px; border: 1px solid #abbab4; border-radius: 50%; transform: translateY(-50%); }
.option-card input:checked + span { border-color: var(--green); background: #f0fbf6; }
.option-card input:checked + span::after { border: 5px solid var(--green); }
.option-card input:focus-visible + span { outline: 3px solid rgba(19,160,111,.2); }
.form-step > .button { width: 100%; }
.form-nav { display: flex; align-items: center; gap: 18px; }
.form-nav .button { flex: 1; }
.button-back { border: 0; padding: 12px 4px; color: var(--muted); background: transparent; text-decoration: underline; text-underline-offset: 4px; }
.field-label { display: block; margin: 15px 0 7px; color: var(--muted); font-size: 12px; font-weight: 700; }
.text-field { width: 100%; height: 54px; padding: 0 15px; border: 1px solid var(--line); border-radius: 10px; color: var(--ink); background: white; }
.text-field[aria-invalid="true"] { border-color: #c74f4f; }
.amount-picker { margin: 20px 0 22px; padding: 18px; border: 1px solid var(--line); border-radius: 14px; background: #f7faf8; }
.amount-heading { display: flex; justify-content: space-between; gap: 20px; align-items: baseline; }
.amount-heading .field-label { margin: 0; }
.amount-heading output { color: var(--green-dark); font-size: 19px; font-weight: 850; white-space: nowrap; }
.amount-range { --range-progress: 50%; width: 100%; height: 8px; margin: 18px 0 8px; border-radius: 99px; appearance: none; background: linear-gradient(90deg, var(--green) var(--range-progress), #dce5e1 var(--range-progress)); cursor: pointer; }
.amount-range::-webkit-slider-thumb { width: 25px; height: 25px; border: 4px solid white; border-radius: 50%; appearance: none; background: var(--green); box-shadow: 0 2px 10px rgba(8,122,83,.3); }
.amount-range::-moz-range-thumb { width: 18px; height: 18px; border: 4px solid white; border-radius: 50%; background: var(--green); box-shadow: 0 2px 10px rgba(8,122,83,.3); }
.amount-limits { display: flex; justify-content: space-between; color: var(--muted); font-size: 11px; }
.messenger-block { margin-top: 20px; }
.messenger-buttons { display: grid; grid-template-columns: repeat(3, 1fr); gap: 9px; }
.messenger-button { min-height: 48px; display: flex; align-items: center; justify-content: center; gap: 7px; padding: 8px 10px; border: 1px solid var(--line); border-radius: 11px; color: var(--ink); background: white; font-size: 13px; font-weight: 800; text-decoration: none; cursor: pointer; }
.messenger-button:hover { border-color: var(--green); background: #f5fcf9; }
.messenger-button span { min-width: 25px; height: 25px; display: grid; place-items: center; border-radius: 7px; color: white; font-size: 8px; font-weight: 900; }
.messenger-telegram span { background: #229ed9; }
.messenger-whatsapp span { background: #25d366; }
.messenger-max span { padding-inline: 4px; background: #705df2; }
.consent { display: flex; gap: 10px; align-items: start; margin: 18px 0; color: var(--muted); font-size: 12px; }
.consent input { margin-top: 3px; accent-color: var(--green); }
.form-success { padding: 64px 20px; text-align: center; }
.success-icon { width: 62px; height: 62px; display: grid; place-items: center; margin: 0 auto 24px; border-radius: 50%; color: white; background: var(--green); font-size: 30px; }
.form-success h3 { margin-bottom: 10px; font-size: 30px; }
.form-success p { max-width: 500px; margin: 0 auto 24px; color: var(--muted); }
.form-error { margin: 18px 0 0; color: #a72f2f; font-size: 13px; }
.honeypot { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

.modal[hidden] { display: none; }
.modal { position: fixed; inset: 0; z-index: 100; display: grid; place-items: center; padding: 20px; }
.modal-backdrop { position: absolute; inset: 0; background: rgba(5,21,17,.72); backdrop-filter: blur(5px); }
.modal-dialog { position: relative; z-index: 1; width: min(520px, 100%); max-height: calc(100vh - 40px); overflow-y: auto; padding: 34px; border-radius: 22px; background: white; box-shadow: 0 30px 100px rgba(0,0,0,.35); }
.modal-dialog-small { width: min(460px, 100%); text-align: center; }
.modal-dialog h2 { margin-bottom: 12px; font-size: clamp(28px, 5vw, 40px); }
.modal-dialog > p:not(.eyebrow):not(.modal-note) { color: var(--muted); }
.modal-close { position: absolute; top: 14px; right: 14px; width: 38px; height: 38px; display: grid; place-items: center; border: 0; border-radius: 50%; color: var(--muted); background: #eff4f1; font-size: 25px; line-height: 1; }
.modal-submit { width: 100%; }
.modal-open { overflow: hidden; }
.callback-success { padding: 20px 0 6px; text-align: center; }
.callback-success .success-icon { margin-bottom: 16px; }
.callback-success h3 { margin-bottom: 8px; font-size: 28px; }
.callback-success p { margin-bottom: 0; color: var(--muted); }
.max-mark { width: 68px; height: 68px; display: grid; place-items: center; margin: 0 auto 22px; border-radius: 20px; color: white; background: linear-gradient(145deg, #8e79ff, #5c45dd); font-size: 17px; font-weight: 900; }
.max-phone { display: block; margin: 22px 0; font-size: 22px; }
.button-max-contact { width: 100%; color: white; background: #6c57ec; }
.button-max-contact:hover { background: #5944d1; }
.modal-note { margin: 15px 0 0; color: var(--muted); font-size: 12px; }

.section-heading { max-width: 660px; margin-bottom: 48px; }
.cards-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.info-card { min-height: 270px; padding: 28px; border: 1px solid var(--line); border-radius: 16px; background: white; }
.info-card > span { display: inline-grid; place-items: center; width: 40px; height: 40px; margin-bottom: 46px; border-radius: 50%; color: var(--green-dark); background: var(--mint); font-weight: 800; font-size: 12px; }
.info-card h3 { font-size: 20px; }
.info-card p { margin: 0; color: var(--muted); font-size: 14px; }
.process { background: #f7faf8; }
.process-grid { display: grid; grid-template-columns: .75fr 1.25fr; gap: 100px; }
.process-list { list-style: none; margin: 0; padding: 0; }
.process-list li { display: grid; grid-template-columns: 48px 1fr; gap: 20px; padding: 0 0 28px; margin-bottom: 28px; border-bottom: 1px solid var(--line); }
.process-list li:last-child { margin-bottom: 0; }
.process-list > li > span { width: 42px; height: 42px; display: grid; place-items: center; border: 1px solid var(--green); border-radius: 50%; color: var(--green-dark); font-weight: 800; }
.process-list h3 { margin-bottom: 5px; font-size: 20px; }
.process-list p { margin: 0; color: var(--muted); }
.banks-section { padding-top: 90px; background: var(--cream); }
.banks-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 90px; align-items: center; }
.banks-grid .section-heading { margin-bottom: 0; }
.banks-grid .section-heading > p:not(.eyebrow) { color: var(--muted); }
.bank-list { display: flex; flex-wrap: wrap; gap: 10px; margin: 0; padding: 0; list-style: none; }
.bank-list li { padding: 12px 17px; border: 1px solid #cad8d2; border-radius: 999px; color: var(--ink); background: rgba(255,255,255,.65); font-size: 14px; font-weight: 750; }
.bank-note { max-width: 720px; margin: 22px 0 0; color: var(--muted); font-size: 12px; }
.honesty { color: white; background: var(--deep); }
.honesty-box { display: grid; grid-template-columns: 1fr 1fr; gap: 100px; align-items: start; }
.honesty-copy { color: rgba(255,255,255,.69); font-size: 18px; }
.honesty-accent { padding-left: 20px; border-left: 3px solid #46d59e; color: white; font-weight: 700; }
.faq-grid { display: grid; grid-template-columns: .65fr 1.35fr; gap: 90px; }
.accordion details { border-top: 1px solid var(--line); }
.accordion details:last-child { border-bottom: 1px solid var(--line); }
.accordion summary { position: relative; padding: 24px 42px 24px 0; cursor: pointer; list-style: none; font-size: 18px; font-weight: 750; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary::after { content: "+"; position: absolute; right: 4px; top: 20px; color: var(--green-dark); font-size: 27px; font-weight: 400; }
.accordion details[open] summary::after { content: "–"; }
.accordion details p { max-width: 720px; padding-right: 40px; color: var(--muted); }
.final-cta { padding: 76px 0; color: white; background: var(--green-dark); }
.final-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 80px; align-items: center; }
.final-grid h2 { margin: 0; font-size: clamp(30px, 4vw, 45px); }
.final-actions { display: flex; flex-direction: column; align-items: start; gap: 20px; }
.final-actions > div { display: flex; flex-direction: column; }
.final-actions span { color: rgba(255,255,255,.65); font-size: 12px; }
.final-actions a:not(.button) { color: white; font-size: 22px; font-weight: 800; text-decoration: none; }

.site-footer { padding: 64px 0 26px; color: rgba(255,255,255,.7); background: var(--deep); }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr .6fr; gap: 65px; }
.brand-footer { color: white; margin-bottom: 16px; }
.footer-grid p { max-width: 330px; font-size: 13px; }
.footer-legal, .footer-links { display: flex; flex-direction: column; gap: 8px; font-size: 13px; }
.footer-legal strong { color: white; }
.footer-legal a, .footer-links a { color: rgba(255,255,255,.72); text-underline-offset: 4px; }
.footer-button-link { width: fit-content; border: 0; padding: 0; color: rgba(255,255,255,.72); background: transparent; font-size: 13px; text-decoration: underline; text-underline-offset: 4px; }
.legal-disclaimer { margin-top: 52px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.12); font-size: 11px; }
.legal-disclaimer p { max-width: 1000px; }
.mobile-cta { display: none; }

@media (max-width: 900px) {
  .hero-grid, .check-grid, .process-grid, .banks-grid, .honesty-box, .faq-grid, .final-grid { grid-template-columns: 1fr; gap: 48px; }
  .hero { padding-top: 55px; }
  .hero-copy { text-align: left; }
  .hero-card { max-width: 560px; }
  .proof-grid { grid-template-columns: repeat(2, 1fr); gap: 0; }
  .proof-grid > div { padding: 15px 20px; border-bottom: 1px solid var(--line); }
  .proof-grid > div:nth-child(2) { border-right: 0; }
  .proof-grid > div:first-child { padding-left: 20px; }
  .cards-grid { grid-template-columns: repeat(2, 1fr); }
  .section-copy { position: static; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 640px) {
  .container { width: min(100% - 28px, 1160px); }
  .header-inner { min-height: 66px; }
  .header-contact, .header-inner > .button { display: none; }
  h1 { font-size: 42px; letter-spacing: -1.8px; }
  h2 { font-size: 34px; letter-spacing: -1.2px; }
  .hero { padding: 48px 0 58px; }
  .hero-lead { font-size: 17px; }
  .hero-actions { align-items: stretch; flex-direction: column; }
  .hero-actions .button { width: 100%; }
  .hero-points { align-items: start; flex-direction: column; gap: 10px; }
  .hero-card { padding: 23px; }
  .proof-grid { grid-template-columns: 1fr; }
  .proof-grid > div { border-right: 0; }
  .section, .check-section { padding: 72px 0; }
  .lead-form { min-height: 0; padding: 22px 18px; border-radius: 16px; }
  .amount-heading { align-items: start; flex-direction: column; gap: 4px; }
  .messenger-buttons { grid-template-columns: 1fr; }
  .modal { padding: 10px; }
  .modal-dialog { max-height: calc(100vh - 20px); padding: 28px 20px 22px; border-radius: 18px; }
  .cards-grid { grid-template-columns: 1fr; }
  .info-card { min-height: auto; }
  .info-card > span { margin-bottom: 25px; }
  .honesty-box { gap: 16px; }
  .footer-grid { grid-template-columns: 1fr; gap: 34px; }
  .site-footer { padding-bottom: 92px; }
  .mobile-cta { position: fixed; left: 12px; right: 12px; bottom: 12px; z-index: 15; min-height: 52px; display: grid; place-items: center; border-radius: 12px; color: white; background: var(--green); box-shadow: 0 12px 32px rgba(0,0,0,.24); font-weight: 800; text-decoration: none; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; }
}


/* Улучшенная читаемость и визуальные элементы — 25.07.2026 */
body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  font-size: 17px;
  line-height: 1.65;
  letter-spacing: .005em;
}
h1, h2, h3, .brand {
  letter-spacing: -.025em;
  line-height: 1.14;
}
.hero-lead, .section-heading > p, .honesty-copy p, .bank-note {
  font-size: 1.06rem;
  line-height: 1.68;
}
.hero-messengers {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  margin-top: 16px;
}
.hero-messengers > span {
  color: var(--muted);
  font-size: .92rem;
  font-weight: 650;
  width: 100%;
}
.messenger-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  min-height: 44px;
  padding: 9px 14px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: #fff;
  color: var(--deep);
  font: inherit;
  font-size: .92rem;
  font-weight: 750;
  text-decoration: none;
  cursor: pointer;
  box-shadow: 0 7px 20px rgba(12, 38, 29, .08);
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.messenger-chip:hover {
  transform: translateY(-2px);
  box-shadow: 0 11px 26px rgba(12, 38, 29, .13);
}
.messenger-icon {
  display: inline-grid;
  place-items: center;
  width: 25px;
  height: 25px;
  border-radius: 50%;
  color: #fff;
  font-size: .75rem;
  font-weight: 850;
}
.messenger-telegram .messenger-icon { background: #229ed9; }
.messenger-whatsapp .messenger-icon { background: #20b65a; }
.messenger-max .messenger-icon { background: linear-gradient(135deg, #7057ff, #00a6ff); }
.bank-logo-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}
.bank-logo-grid .bank-card {
  display: flex;
  align-items: center;
  gap: 12px;
  min-height: 70px;
  padding: 13px 15px;
  border: 1px solid rgba(11, 31, 26, .08);
  border-radius: 16px;
  background: #fff;
  color: var(--deep);
  font-weight: 750;
  box-shadow: 0 10px 30px rgba(12, 38, 29, .07);
}
.bank-logo {
  display: inline-grid;
  place-items: center;
  flex: 0 0 42px;
  width: 42px;
  height: 42px;
  border-radius: 13px;
  color: #fff;
  font-size: 1rem;
  font-weight: 900;
  letter-spacing: -.04em;
}
.logo-sber { background: linear-gradient(135deg, #21a038, #00a5a0); }
.logo-alfa { background: #ef3124; }
.logo-tbank { background: #ffdd2d; color: #111; }
.logo-rshb { background: #0b7a4b; }
.logo-psb { background: linear-gradient(135deg, #ea5b0c, #d81b60); }
.logo-ubrir { background: #6c2b87; }
.logo-uralsib { background: #29a44d; }
.logo-vtb { background: #0a4ea3; font-size: .75rem; }
.logo-otp { background: #d9f100; color: #163300; text-transform: uppercase; }
.logo-more { background: var(--deep); }
.banks-section {
  background:
    radial-gradient(circle at 86% 18%, rgba(19, 160, 111, .12), transparent 28%),
    var(--cream);
}
.footer-grid-clean {
  grid-template-columns: minmax(220px, .8fr) minmax(420px, 1.4fr);
  gap: 48px;
}
.footer-bank-disclosure {
  padding: 22px 24px;
  border: 1px solid rgba(255,255,255,.13);
  border-radius: 18px;
  background: rgba(255,255,255,.055);
}
.footer-bank-disclosure strong {
  display: block;
  margin-bottom: 8px;
  color: #fff;
  font-size: 1.05rem;
}
.footer-bank-disclosure p,
.footer-bank-disclosure li {
  color: rgba(255,255,255,.77);
}
.footer-bank-disclosure ul {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 7px 22px;
  margin: 14px 0;
  padding: 0;
  list-style: none;
}
.footer-bank-disclosure li {
  font-size: .84rem;
}
.footer-smallprint {
  margin: 12px 0 0;
  font-size: .78rem;
  line-height: 1.5;
}
.footer-links-clean {
  margin-top: 18px;
}
.legal-disclaimer-clean {
  justify-content: flex-start;
}
@media (max-width: 760px) {
  body { font-size: 16px; }
  .hero-messengers { gap: 8px; }
  .messenger-chip { flex: 1 1 auto; justify-content: center; }
  .bank-logo-grid { grid-template-columns: 1fr; }
  .footer-grid-clean { grid-template-columns: 1fr; gap: 28px; }
  .footer-bank-disclosure ul { grid-template-columns: 1fr; }
}


/* Ключевые преимущества первого экрана */
.hero-trust {
  display: grid;
  grid-template-columns: 165px minmax(0, 1fr);
  gap: 10px 18px;
  max-width: 660px;
  margin: 26px 0 24px;
  padding: 18px 20px;
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 18px;
  background: rgba(255,255,255,.075);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.08);
}
.hero-trust-stat {
  grid-row: 1 / 3;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding-right: 16px;
  border-right: 1px solid rgba(255,255,255,.14);
}
.hero-trust-stat strong {
  color: #54e0ad;
  font-size: clamp(2rem, 3vw, 3rem);
  line-height: 1;
  letter-spacing: -.06em;
}
.hero-trust-stat span {
  margin-top: 7px;
  color: rgba(255,255,255,.78);
  font-size: .79rem;
  line-height: 1.35;
}
.hero-trust p {
  display: flex;
  gap: 9px;
  align-items: flex-start;
  margin: 0;
  color: rgba(255,255,255,.88);
  font-size: .94rem;
  line-height: 1.48;
}
.hero-trust p strong { color: #fff; }
.trust-check {
  display: inline-grid;
  place-items: center;
  flex: 0 0 22px;
  width: 22px;
  height: 22px;
  margin-top: 1px;
  border-radius: 50%;
  background: #19b77d;
  color: #fff;
  font-size: .78rem;
  font-weight: 900;
}
.hero-trust small {
  grid-column: 1 / -1;
  margin-top: 4px;
  color: rgba(255,255,255,.48);
  font-size: .68rem;
  line-height: 1.35;
}
@media (max-width: 640px) {
  .hero-trust {
    grid-template-columns: 1fr;
    padding: 16px;
  }
  .hero-trust-stat {
    grid-row: auto;
    padding: 0 0 13px;
    border-right: 0;
    border-bottom: 1px solid rgba(255,255,255,.14);
  }
  .hero-trust small { grid-column: 1; }
}


/* Уточнение крупного показателя */
.hero-trust { grid-template-columns: 255px minmax(0, 1fr); }
.hero-trust-stat strong {
  font-size: clamp(1.8rem, 2.35vw, 2.45rem);
  white-space: nowrap;
}
@media (max-width: 640px) {
  .hero-trust { grid-template-columns: 1fr; }
  .hero-trust-stat strong { white-space: normal; }
}


/* Этапы работы в первом экране */
.hero-process { min-height: 430px; }
.process-list {
  position: relative;
  display: grid;
  gap: 15px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
}
.process-list::before {
  content: "";
  position: absolute;
  top: 22px;
  bottom: 22px;
  left: 20px;
  width: 2px;
  background: linear-gradient(#46d7a2, rgba(70,215,162,.12));
}
.process-list li {
  position: relative;
  display: grid;
  grid-template-columns: 42px minmax(0, 1fr);
  gap: 14px;
  align-items: start;
}
.process-list li > span {
  position: relative;
  z-index: 1;
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border: 1px solid rgba(84,224,173,.38);
  border-radius: 50%;
  background: #123b31;
  color: #58e3b0;
  font-size: .9rem;
  font-weight: 850;
  box-shadow: 0 0 0 6px rgba(18,59,49,.76);
}
.process-list strong {
  display: block;
  margin-bottom: 3px;
  color: #fff;
  font-size: 1rem;
}
.process-list p {
  margin: 0;
  color: rgba(255,255,255,.64);
  font-size: .82rem;
  line-height: 1.45;
}
@media (max-width: 760px) {
  .hero-process { min-height: auto; }
  .process-list { margin-top: 22px; }
}


/* Компактная карточка этапов на телефоне */
@media (max-width: 760px) {
  .hero-process {
    box-sizing: border-box;
    width: calc(100% - 36px);
    max-width: 340px;
    min-height: auto;
    margin-right: auto;
    margin-left: auto;
    padding: 24px 20px;
  }
  .hero-process .status-row {
    font-size: .78rem;
  }
  .process-list {
    gap: 14px;
    margin-top: 22px;
  }
  .process-list li {
    grid-template-columns: 40px minmax(0, 1fr);
    gap: 12px;
  }
  .process-list::before {
    left: 19px;
  }
  .process-list li > span {
    width: 40px;
    height: 40px;
    font-size: .84rem;
  }
  .process-list strong {
    font-size: .92rem;
    line-height: 1.25;
  }
  .process-list p {
    font-size: .76rem;
    line-height: 1.4;
  }
}